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Privacy Policy

1. Introduction
We value your privacy and commit to protecting your personal data. This policy explains what we collect, why, and how we safeguard it.

 

2. Data We Collect

  • Name, email, phone (when you submit a form or register for training)

  • Technical data (IP address, browser type, pages visited)

  • Cookies to enhance user experience

 

3. How We Use Your Data

  • To respond to enquiries and deliver requested services

  • To send updates on workshops, services, or regulatory changes (with consent)

  • To improve website performance and user experience

 

4. Sharing & Security
Personal data is stored securely and never sold or rented. It is shared only with your consent or where required by law.

 

5. Cookies
We use cookies for analytics and functionality. You may disable cookies in your browser; some features may not function optimally.

 

6. Your Rights
You may request access, correction, or deletion of your personal data, and may withdraw marketing consent at any time.

 

7. Children’s Privacy
We do not knowingly collect data from children under 13. If you believe we have, please notify us for prompt deletion.

 

8. Policy Updates
We may update this policy periodically. Continued use of the site indicates acceptance of any changes.

 

9. Contact
For privacy or refund queries, email contact@cakotecham.com.

Terms & Conditions

1. Acceptance of Terms
By accessing www.cakotecham.com you agree to these Terms. If you disagree with any part, please discontinue use of the site.

 

2. Intellectual Property
All content (text, graphics, logos, layouts) is the exclusive property of Kotecha M & Associates. Personal, non-commercial viewing and downloading is permitted; redistribution or commercial use is prohibited without written consent.

 

3. Services
Descriptions of consulting, training, and advisory services are for general information only. Fees, deliverables, and timelines are governed by separate written agreements or engagement letters.

 

4. Refund Policy

  • Paid workshops / training: Fees are non-refundable once registration is confirmed.

  • Rescheduling: If you cannot attend, you may transfer to the next batch by notifying us at least 72 hours before the start of the program.

  • Professional services (consulting, advisory): Engagement deposits/fees are non-refundable once work has commenced, unless otherwise stated in the engagement letter.

 

5. User Conduct
You agree not to post unlawful content, attempt unauthorized access, or interfere with site operation.

 

6. Limitation of Liability & Disclaimer
All information is provided “as is.” We are not liable for indirect or consequential losses arising from use of this site or reliance on its content, to the extent permitted by law.

 

7. Third-Party Links
External links are provided for convenience. We are not responsible for the content or privacy practices of those sites.

 

8. Changes to Terms
We may revise these Terms at any time. Continued use of the site constitutes acceptance of revisions.

 

9. Governing Law
These Terms are governed by Indian law; any dispute shall be subject to the exclusive jurisdiction of Pune courts.

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